{"product_id":"canadian-msb-aml-starter-kit-complete-fintrac-compliance-program-word-excel","title":"Canadian MSB AML Starter Kit — Complete FINTRAC Compliance Program (Word + Excel)","description":"\u003cp\u003eRegistering a money services business with FINTRAC — or already registered and facing your first examination? FINTRAC requires every Canadian MSB to run a documented AML\/ATF compliance program: an appointed compliance officer, written policies and procedures, a risk assessment, a training program, and a two-year effectiveness review. This kit is that program, written out in full — 18 branded, fully editable templates built around the PCMLTFA.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eWhat's included (18 items):\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eAML\/ATF Compliance Program Manual — the master program document\u003c\/li\u003e\n\u003cli\u003eCompliance Officer Appointment Pack — appointment record, role charter, annual attestation\u003c\/li\u003e\n\u003cli\u003eEffectiveness Review Guide — the required two-year review, structured end to end\u003c\/li\u003e\n\u003cli\u003eKYC\/CDD Procedures — ID verification methods, beneficial ownership, risk ratings, enhanced measures\u003c\/li\u003e\n\u003cli\u003ePEP\/HIO \u0026amp; Sanctions Screening Procedure\u003c\/li\u003e\n\u003cli\u003eTransaction Monitoring Procedure — scenarios, red flags, alert and case handling\u003c\/li\u003e\n\u003cli\u003eSTR Reporting Procedure — escalation to filing, deadlines, confidentiality\u003c\/li\u003e\n\u003cli\u003eLarge Cash \u0026amp; EFT Reporting Procedure — LCTR\/EFTR, the 24-hour rule, the travel rule\u003c\/li\u003e\n\u003cli\u003eVirtual Currency Procedure — LVCTR, travel rule, wallet screening\u003c\/li\u003e\n\u003cli\u003eRecord-Keeping Procedure — the five-year retention standard\u003c\/li\u003e\n\u003cli\u003eIndividual KYC \u0026amp; Risk Rating Form (Word)\u003c\/li\u003e\n\u003cli\u003eCorporate Client \u0026amp; Beneficial Ownership Form (Word)\u003c\/li\u003e\n\u003cli\u003eStaff AML Training Program — the written plan FINTRAC requires\u003c\/li\u003e\n\u003cli\u003eML\/TF Red Flags Quick Reference\u003c\/li\u003e\n\u003cli\u003eAML Risk Assessment Workbook (Excel) — 17 risk factors, automatic inherent\/residual scoring\u003c\/li\u003e\n\u003cli\u003eReporting \u0026amp; Compliance Registers (Excel) — STR, LCTR\/EFTR\/LVCTR, ID verification, and training logs with due-date helpers\u003c\/li\u003e\n\u003cli\u003eCopyright \u0026amp; Licence Terms\u003c\/li\u003e\n\u003cli\u003eStart Here Implementation Guide\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eWho it's for:\u003c\/strong\u003e Canadian money services businesses — money transmitters, foreign exchange dealers, virtual currency dealers, and agents — that need a complete, defensible compliance program without paying consulting rates to draft one from a blank page.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eHow it works:\u003c\/strong\u003e Download the ZIP, replace the [BRACKETED] placeholders with your organization's details, have senior management approve the manual, and follow the Start Here guide's implementation order. Every document carries professional formatting: document control, approval blocks, and review cycles built in.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003ePlease note:\u003c\/strong\u003e Templates and general information, not legal advice. AML obligations vary by registration category, products, and province; confirm thresholds and deadlines against current FINTRAC guidance and have your program reviewed by qualified counsel before relying on it.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eCopyright \u0026amp; licence:\u003c\/strong\u003e © 2026 Zee Consulting. All rights reserved. This product and everything in it is the intellectual property of Zee Consulting. Your purchase gives one named organization a licence to use and customize the documents for its own internal business — nothing more. The files must not be resold, shared, redistributed, sublicensed, or given to clients or any other organization, in original or modified form. Anyone who uses these materials without a licence is infringing copyright, and Zee Consulting reserves the right to pursue litigation and claim damages and legal costs to the fullest extent permitted by law. The full Copyright \u0026amp; Licence Terms are included in the download (Copyright_and_Licence_Terms.docx) and inside the Start Here guide.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eRequirements:\u003c\/strong\u003e Microsoft Word and Excel (or compatible: Google Docs\/Sheets, LibreOffice). Instant download after purchase — no shipping, no waiting.\u003c\/p\u003e\n","brand":"Zee Consulting","offers":[{"title":"Default","offer_id":67827397558459,"sku":"ZEE-MSB-003","price":299.0,"currency_code":"CAD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0777\/6570\/5915\/files\/canadian-msb-aml-kit-cover.png?v=1792687216","url":"https:\/\/zeeconsulting.myshopify.com\/products\/canadian-msb-aml-starter-kit-complete-fintrac-compliance-program-word-excel","provider":"Zee Consulting Templates","version":"1.0","type":"link"}